Coverages and insurance

Coverage

Discover our wide range of additional coverage options at Budget Costa Rica. We offer various plans designed to provide peace of mind and security during your vehicle rental, so you can enjoy every trip with complete confidence and support.

Loss Damage Waiver (LDW)

Travel worry-free!

This coverage will only take effect if the customer provides all required documentation, including but not limited to: police traffic report, coverage claim form, and a personal statement submitted to the corresponding traffic court. If the customer declines this coverage, they will be responsible for paying all damages to the rental vehicle up to its full value. This coverage does not include towing services, expenses, or vandalism (including partial theft).

Supplemental Liability Insurance (SLI)

Costa Rica’s paradise does not cover third-party damages.

Supplemental Liability Insurance (SLI) is highly recommended in Costa Rica in addition to basic liability coverage. It only applies if the driver is found liable by a court of law or if the drivers involved accept responsibility. The liability protection provided by Budget and the SLI carrier becomes primary and applies before any other liability protection available to you. You will likely not need to rely on any other protection unless the loss exceeds the SLI limit or results from your use of the vehicle in violation of the rental agreement terms.

Personal Accident and Effects Coverage (PAE)

Don't worry about unexpected events!

If I accept the Personal Accident and Effects (PAE) coverage, I will be protected against accidental injury or death up to ₡10,000,000 (approximately $21,000) per injured or deceased person, regardless of driver responsibility, with no deductible. In the event of accidental medical expenses, coverage will be provided up to ₡6,000,000 (approximately $10,000) per incident regardless of the number of passengers, with a 10% deductible for medical-surgical rehabilitation, pharmaceutical expenses, and partial or total disability coverage resulting from an accident while occupying the rental vehicle.

Roadside Assistance (RSN)

Daily Cost: $1.50 + VAT

Includes battery jump-start service, locksmith assistance, towing service, and tire replacement. It also provides fast emergency support, 24-hour roadside assistance, and help resolving unexpected situations that may affect your trip.

Please note that no coverage applies in the following cases:

The driver involved in the accident is not registered as an authorized or additional driver.

The driver is under the influence of alcohol, drugs, medication, and/or narcotics.

The driver fails to contact a Budget representative at the time any incident involving the vehicle occurs.

The driver enters unpaved roads with a vehicle that is not equipped with four-wheel drive.

The accident was caused by the driver's negligence.

The driver operates the vehicle on unauthorized roads, drives against traffic, exceeds speed limits, and/or fails to comply with traffic regulations.

The driver crosses any Costa Rican border without prior authorization issued by Corporación Centriz for such movement.

Rates are subject to change without prior notice.